HARP 2.0 Loans

The Home Affordable Refinance Program (HARP) allows owners of underwater homes to refinance to today’s low interest rates. 


  • Get rid of your high Fixed Rate or Adjustable Rate mortgag3

  • Lower your monthly payment and/or shorten your term — you take control.

  • Save on interest over the life of your loan when you refinance to a reduced term.

  • It's an easy application process — no appraisal is needed in most cases.

  • You'll pay no closing costs.

  • Start lowering your payment faster — our loans typically fund in 28 days or less.

  • No mortgage insurance is required on your new loan if none is in place